A void cheque is an essential document needed for various financial transactions, such as setting up direct deposits, pre-authorized payments, and other electronic transfers. If you’re a Bank of Montreal (BMO) customer, you may need a void cheque for a variety of financial purposes. In this article, we will guide you through the process of obtaining a void cheque from BMO in a human-written style, helping you to easily set up your financial arrangements.
Access BMO Online Banking to Obtain a Void Cheque
One of the simplest ways to get a void cheque from BMO is by using their online banking platform. Follow these steps to obtain a void cheque:
a. Visit the BMO Online Banking website at www.bmo.com and sign in with your BMO debit card number and password.
b. Once logged in, click on the “My Accounts” tab and select the account for which you need a void cheque.
c. Click on the “View and Manage Account Details” link, located under the account summary.
d. In the “Account Services” section, find and click on the “Download a void cheque” link.
e. The system will generate a PDF file containing your void cheque. Download and save this file to your computer or device.
f. You can now print the void cheque or send it electronically, as needed.
Request a Void Cheque Through the BMO Mobile App
BMO customers can also obtain a void cheque using the BMO Mobile App. Follow these steps to get a void cheque through the app:
a. Download the BMO Mobile App from the App Store (for iOS devices) or Google Play Store (for Android devices).
b. Open the app and sign in using your BMO debit card number and password.
c. Select the account for which you need a void cheque.
d. Tap on the account number to access account details.
e. Scroll down to the “Account Services” section and tap on the “Download a void cheque” option.
f. The app will generate a digital void cheque. Save this image to your device or share it via email or other messaging apps.
Request a Void Cheque Through BMO Telephone Banking
If you prefer requesting a void cheque through telephone banking, follow these steps:
a. Call BMO’s telephone banking service at 1-800-363-9992 (for Canada and the US) or the appropriate number for your country.
b. Authenticate your identity by providing the necessary information, such as your debit card number, password, or other personal details.
c. Once authenticated, navigate the automated menu or speak with a customer service representative to request a void cheque for the desired account.
d. The representative may provide you with an electronic version of the void cheque, or they may mail a physical copy to your registered address.
Visit a BMO Branch to Request a Void Cheque
For those who prefer in-person banking, you can visit your local BMO branch to request a void cheque. Follow these steps:
a. Locate your nearest BMO branch using the branch locator tool on BMO’s website or by searching “BMO near me” in a search engine or map application.
b. Visit the branch during business hours and bring identification and account information with you.
c. Speak with a BMO representative and request a void cheque for your desired account.
d. The representative will either provide you with a physical void cheque on the spot or have one mailed to your registered address.
Creating a Manual Void Cheque
If you have a physical chequebook for your BMO account, you can create a void cheque manually. Follow these steps:
a. Take out a blank cheque from your chequebook.
b. Write “VOID” in large letters across the front of the cheque, ensuring it covers the spaces for the date, payee, and amount, but does not obscure your account information.
c. Make sure to also write “VOID” across the signature line to prevent unauthorized use.
d. You can now provide the manually voided cheque for direct deposit or pre-authorized payment setup purposes.
Important Tips for Handling Void Cheques
- Keep your void cheque secure, as it contains sensitive account information that could be used for fraudulent activities. Only share your void cheque with trusted parties and institutions.
- Double-check the account information on your void cheque to ensure it’s accurate and corresponds to the account you intend to use for direct deposits or pre-authorized payments.
- If you suspect any unauthorized activity on your account after sharing your void cheque, contact BMO immediately to report the issue and protect your account from potential fraud.
Obtaining a void cheque from BMO is a straightforward process, and you can choose from various methods, including online banking, the BMO Mobile App, telephone banking, or visiting a local branch. Alternatively, you can create a manual void cheque using a blank cheque from your chequebook. Regardless of the method you choose, always handle void cheques responsibly and securely, as they contain sensitive account information.